Privacy Policy

Last Updated: 12/27/2025

Java Lifewealth Group LLC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://www.javalifegroup.com/, fill out our forms, or communicate with us via SMS/text messaging.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or submit your information.

Information We Collect

We may collect information about you in a variety of ways. The information we may collect includes:

Personal Data: Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information (such as your age, gender, hometown, and interests) that you voluntarily give to us when you request a quote for insurance services (Commercial Trucking, Health/ACA, or Personal Auto).

Business Data: Information related to your business operations, including but not limited to USDOT numbers, MC numbers, fleet size, and cargo details, required to provide commercial insurance quotes.

Derivative Data: Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.

How We Use Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you to:

Generate and deliver insurance quotes tailored to your needs.

Process insurance applications and renewals.

Verify compliance with federal regulations (e.g., FMCSA, ACA).

Send you SMS/text messages regarding your quote status, policy renewals, or urgent compliance alerts.

Email you regarding your account or order.

Fulfill and manage purchases, orders, payments, and other transactions related to the Site.

Respond to customer service requests and support needs.

SMS/MMS Mobile Messaging Program

By completing a form on our website and checking the consent box, you consent to receive SMS/MMS messages from Java Lifewealth Group LLC.

Program Description: We send messages regarding insurance quotes, policy status, renewal reminders, document requests, and compliance alerts.

Message Frequency: The number of messages may vary depending on your activity and the status of your insurance application.

Cost: Message and data rates may apply.

Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message we send. After you text "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

Help: If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly at our contact email listed below.

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

Third-Party Sharing for Marketing (Strict No-Sharing Policy)

Crucial A2P Compliance Statement: We value your privacy. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

This means that while we may share data with our software providers (like our CRM) to function, we do not sell, rent, or trade your phone number to other companies for them to market to you.

Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

Policy for Children

We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.