Get Your Commercial Trucking Insurance Reviewed — Without Wasting Time or Taking Risks

Instant certificates, USDOT expertise, and specialized coverage so you never miss a load due to paperwork

360° Coverage for Your Transportation Business

Auto Liability

Motor Truck Cargo

Physical Damage

General Liability

Trailer Interchange

We Speak Your Language: USDOT, VINs, and Deadlines.

We know that in logistics, time is money. Unlike general agencies, at Java Lifewealth, we understand the difference between a Dry Van and a Flatbed. We don't just sell you a policy; we provide the operational backing so Brokers trust you.

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Why Owner-Operators Choose Us

Certificates in Minutes

Need to load ASAP? We generate your COIs immediately so you never get stuck in the yard waiting for an email.

Real Claims Management

If you have an accident, we fight for you. We help report and manage the claim to get your truck back on the road fast.

Strategic Advisory

We review your records and advise you on how to lower your premiums upon renewal. Your profitability is our goal.

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Stop Overpaying. Get a Quote Tailored to Your Routes.

Send us your USDOT number and unit count. We will analyze the market to get you the best rate available in Texas right now.

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Got Questions? We Have Answers.

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How fast can I get a Certificate of Insurance (COI)?

Instantly. We know brokers won't let you load without it. Once you are a client, you can request certificates via phone, text, or email, and our team sends them in minutes—even on weekends for emergencies.

Do you insure "New Ventures" (New Authorities)?

Yes. Many agencies reject businesses with less than 2 years of history, but we specialize in helping new Owner-Operators in Texas get on the road. We can get you covered as soon as your USDOT is active.

What information do I need to get a quote?

To give you an accurate price, we just need your USDOT Number, owner's name, and the list of units (VINs) you want to insure. We pull most of the data directly from the FMCSA to save you time.

Can you help me lower my renewal price?

Absolutely. We review your policy before every renewal. If your safety scores have improved or your fleet has grown, we re-market your account to find better rates with top-tier carriers.

Do you offer health insurance for drivers too?

Yes! We protect both the truck and the driver. Ask us about our ACA Health Plans—many of our drivers qualify for $0 monthly premiums based on their tax household size.